Let’s say you found the retail value to be $12,000 and the dealer purchase value to be $8,000. A totaled car is a vehicle whose cost of repairs exceeds the value of the vehicle. Pin On Pontiac Cars Trucks Get the best price for your vehicle, for free. Totaled car value calculator near tennessee . The states with the highest percentage of collision claims with totaled vehicles were kentucky (28%), oklahoma (26%), and tennessee (26%). If the adjuster deems the car to be totaled, a value must then be assigned to the car. A car is generally considered totaled when the cost to repair the car exceeds the value of the car. If you’re wondering if your car is totaled, a calculator like ours can help. The value you’re left with is your car’s acv. The estimated cost of repairs exceeds the vehicle's actual cash value. Any vehicle totaled by insurance company must have title and registration card marked, “total loss claim.” north dakota: Under state law, the insurer must d...